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Fill out one 2 minute form to have up to 3 finance professionals compare home loans from 30+ lenders to get you a better deal

  • Have brokers and lenders call you, rather than the other way around.
  • Get a better deal, in two minutes.
  • All types of home loans: first home owner, fixed rate, refinance, home equity, bad credit, self employed, low doc and many more
  • Tailored, personalised advice and no obligation to accept any quotes.

Let StartQuotes use the over 1 million businesses listed on StartLocal to find you three loan providers that will give you a customised quote for your specific situation today.

Terms of Use - StartQuotes

1. StartQuotes mission is to assist Australians to find the right business to work with by sending their details as a highly targeted lead to selected suppliers and having the suppliers get in touch with the individual to secure their business.

2. Website information (the Site) is owned and operated by Start Local Pty Ltd (ABN 88 120 204 042) (Start Local, we, our, us).

We provide the Site as a venue only for members of the public (Users) to submit their details when they are looking for certain products or services which are then sent to selected supplier businesses (Suppliers).

3. About these terms of use

These terms of use, the associated privacy statement  (known collectively as the Terms of Use) govern access to, use of and submission of content to the Site by Users and receipt of information by Suppliers.

4. Policy acknowledgement

We are goverened by the Privacy Policy and it can be found at Your use of this Site indicates that you have read, understood and agreed to this policy which forms part of our Terms of Use.

5. Your access/use implies agreement

By using or opting to receive information from the Site, including any premium services or other services we offer you from time to time, you accept the Terms of Use.

6. Changes to Terms of Use

We may change our Terms of Use at any time by publishing those changes on the Site. These changes will also be sent by email to current Suppliers. Your continued use of the Site and receipt of information from the Site after any changes to our Terms of Use have been made and published indicates your acceptance of those changes.

7. Supplier Information

By registering as a Supplier you understand that:

A. You will be sent leads by email from StartQuotes and are liable to pay for each lead received from StartQuotes (with the exceptions mentioned in section 7.G - Refunds)

B. You will be charged on a per-lead basis.

You will nominate the amount that you wish to pay per lead via email to us.

This amount can be changed from time to time by you by writing to us and advising us that you wish to change your bid per lead for a specific category of leads. This is not a retroactive process and the new lead amount will only be valid on all new leads sent after we receive and acknowledge receipt of your email.

C. Your starting payment threshold is: $500.

Unless we advise you otherwise we will charge you each time you have received $500 (inc GST) total in leads.

Until this amount is paid, your account will be paused and you will not receive any further leads.

We highly recommend you provide your credit card details to us so that you do not have an interruption to your supply of leads each time your account reaches your payment threshold.

D. Invoicing

You are fully liable for each lead you receive.

You will be issued with an invoice each time you reach your payment threshold, whether we have your credit card details on file or not.

If we do not have your credit card details on-file and you wish to pay the invoice on receipt, all invoices are due within 7 business days.

E. Contract Length

There are no long term contracts associated with this service. You are only liable for leads you have received.

F. Pausing and Resuming Your Account

You may pause your account at any time (on a temporary or permanent basis) to stop receiving further leads. This will take effect as soon as we have received and confirmed receipt of an email from you stating you wish to pause your account.

If your account is paused then you may resume your account at any time to recommence receiving leads. This will take effect as soon as we have received and confirmed receipt of an email from you stating you wish to resume your account.

G. Refunds

If you have been unable to talk to a lead via the telephone within 7 days then you may send us an email indicating that the lead is an Unreachable Lead. At this point we will spend up to 7 days attempting to contact this lead by telephone. If we are unable to reach them during this time then you will be emailed and immediately issued a full refund to your account balance for this lead.

To be issued a refund for a lead you must:

i. Attempt to get in touch with the lead by both telephone and email within a 7 day period from having received the lead.
ii. Report this lead by email as an Unreachable Lead to your account manager within the following 7 days. For the avoidance of doubt this is the period from 8-14 days after initially receiving the lead.
iii. Receive notification from us that we were unable to contact the lead and confirm it's status as an Unreachable Lead.

H. Guarantees

StartQuotes will only send leads to Suppliers where a real person has filled in the targeted lead acquisition form on StartQuotes or one of it's partner sites (such as, for example, StartQuotes will not send leads to Suppliers that have been generated in any other fashion.

Although StartQuotes does it's best to provide high quality leads to Suppliers, we do not have control over the person who fills in the lead acquisition form. Since this is the only way that we provide leads to Suppliers we cannot offer any guarantees as to the quality of each lead.

We do offer a comprehensive refund policy (see Section 7.G).

8. Liability and Indemnification

To the extent the law permits, neither we, nor our directors, officers, agents, employees or contactors will be liable for any loss or damage, however, arising (whether in negligence or otherwise), in connection with your use of the Site. or Our Content or any omissions from Our Content.

You indemnify us and hold us harmless for all damages, losses and costs (including, but not limited to, reasonable legal costs) related to all third party claims, charges, liabilities and investigations caused by:

Your failure to comply with the Terms of Use, including, without limitation, your submission of content to us that violates third party rights, including the intellectual property rights or applicable laws; and
any activity in which you engage yourself, or through us.

By registering you certify that you have current, relevant licenses to carry out work requested by the lead and you indemnify us against any claim for work that you do or do not carry out.

9. Disclaimer

To the extent permitted by law, the Site is provided to you 'as is' without warranty, either express or implied, statutory or otherwise, including but not limited to the implied warranties of truth, accuracy, reliability, title, merchantability, non-infringement of third parties' rights, and fitness for any particular purpose, or any other warranty, condition, guarantee or representation (whether oral or in writing), including but not limited to the accuracy or completeness of any information contained therein or provided by Us.

If any statute implies warranties into these Terms of Use that cannot be excluded, nothing in these Terms of Use operates to exclude them.

You acknowledge that your use of the Site, Our Content, Listings and Linked Sites is entirely at your own risk.

We do not accept responsibility for any interference or damage to your computer system or data which arises in connection with your use of the Site.

Although reasonable precautions have been taken, we do not guarantee that access to the Site will be uninterrupted, or that there will be no failures, errors or omissions or loss of transmitted information, or that no viruses will be transmitted on the Site.

Start Local Pty Ltd does not provide financial advice or recommendations. Your being matched with one to three brokers does not constitute a recommendation or endorsement of any particular lender, broker or loan product. The quotes you receive are for comparison purposes only and it is your responsibility to ensure that you seek the optimal deal for your personal circumstances. All information contained within this website is of a general nature only. Please always seek professional advice before entering into any financial commitment. By using this site you agree that Start Local Pty Ltd will not be held responsible for the actions of the brokers and lenders that receive your contact details and provide you with a loan quote. Start Local Pty Ltd does take reports of misconduct seriously and will investigate any allegation provided to us by our users and reserves the right to cancel a suppliers account at any time.
10. Termination

We may terminate your access to this Site at any time without reason and without a notice period.  If we have your contact details we will do our best to contact you to advise you of such. The Terms of Use survive any such termination.

11. Jurisdiction

The Terms of Use are governed by the laws in force in New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts in New South Wales, Australia.